Low rate for consolidating student loan
The rates and terms listed on our website are estimates and are subject to change at any time.
So from refinancing high-interest credit card debt to paying for engagement rings, renovations, weddings and more, personal loans can help afford the memories and milestones than make life so amazing.
So Fi’s average lifetime savings methodology for student loan refinancing excludes refinancings in which: 1) members elect So Fi loans with longer maturity than their existing student loans; 2) the term length of the member’s original student loan(s) is greater is than 30 years; 3) the member did not provide correct or complete information regarding his or her outstanding balance, loan type, APR, or current monthly payment. Check out this blog post that provide more information: When to Consolidate Federal and Private Loans by Refinancing.
So Fi excludes the above refinancings in an effort to maximize transparency on how we calculate our average lifetime savings amount and to minimize the risk of member data error skewing the average lifetime savings amount.“So Fi refinancing my student loans probably saved around K. Or, call us for a free consultation about your particular situation.
The savings calculation is derived by taking the estimated lifetime cost of existing student loans minus the lifetime cost of So Fi loans upon refinancing for members who refinanced their student loans. It’s just people, and they want to help.”- Brittany, So Fi member Refinancing is a great solution for working graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans.
So Fi’s lifetime savings methodology for student loan refinancing assumes: 1) members make all payments on time; 2) members make monthly payments for the full duration of their loan; and 3) members take advantage of Auto Pay, which enables them to lower the APR of their loan by 0.25%. Federal loans do carry some special benefits, for example, public service forgiveness and economic hardship programs, that may not be accessible to you after you refinance.
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